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Free Credit Report No Trial Four minutes to show your emotions - Hanna Herzsprung Bankruptcy Bankruptcy or insolvency is a legal status of a person or an organisation that cannot repay the debts owed to creditors. In the majority of cases, bankruptcy 3 credit score Idaho is initiated by the debtor . An involuntary bankruptcy petition can not be filed against an individual debtor who is not engaged in business.
The word bankruptcy is formed from the ancient Latin bancus (a bench or table), and ruptus (broken). A "bank" originally referred to a bench, which the first bankers had in the public places, in markets, fairs, etc. on which they tolled their money, wrote their bills of exchange, etc. Hence, when a banker failed, he broke his bank, to advertise to the public that the person to whom the bank belonged was no longer in a condition to continue his business.
As this practice was very frequent in Italy, it is said the term bankrupt is derived from the Italian banca rotta, 3 credit score Idaho broken bank (see e.g. Ponte Vecchio).[1] In Ancient Greece, bankruptcy did not exist. If a man owed and he could not pay, he and his wife, 3 credit score Idaho children or servants were forced into "debt slavery", until the creditor 3 credit score Idaho recouped losses via their physical labour. Many city-states in ancient Greece limited debt slavery to a period of five years and debt slaves 3 credit score Idaho had protection of life and limb, 3 credit score Idaho which regular slaves did not enjoy.
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